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Today's

Low Rates

Conf Fixed 30yr 6.125%

Conf 5/1 Arm 5.375%

NonConf 30 Yr 6.375%

NonConf 5/1 Arm 6.875%

* All rates are quoted with 1 discount point.

All Rates Subject to market conditions and change without notice. Please contact a loan consultant for current figures.

* CWD Mortgage is a privately owned California corporation, doing business as CWD Mortgage and Citrus Edge Realty. Crestwood Corporation and/or their new home communities do not own CWD. However CWD and Crestwood have employees with a vested interest in both companies.

Rates	Points	APR
CWD Mortgage offers a variety of loan programs to meet your individual needs. We work with the leading lenders in the industry to provide:

**2nd TD Fixed I.O.(due in 5yrs)- 10%LTV/100%CLTV
*5/1 Arm I.O.- 90%LTV/100%CLTV
2ND HELOC- 90% CLTV
Conf 10/1 Arm
Conf 10/1 Arm I.O.
Conf 40yr Fixed
Conf 5/1 Arm
Conf 5/1 Arm I.O.
Conf 7/1 Arm
Conf 7/1 Arm I.O.
Conf Fixed 30 yr
Non Conf 5/1 Arm
Non Conf 5/1 Arm I.O.
Non Conf 7/1 Arm
Non Conf 7/1 Arm I.O.
Non Conf Fixed 30 yr
Rates last updated on Wednesday, September 10, 2008
**2nd TD Fixed I.O.(due in 5yrs)- 10%LTV/100%CLTV Term: 5 years Maximum Amount: $175,000
6.99%	2%	8.219%

** Special financing up to 100% CLTV ONLY available with purchase of new construction home from Crestwood Communities (www.crestwoodcommunities.com)

*5/1 Arm I.O.- 90%LTV/100%CLTV Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
6%	2%	7.075%
6.5%	1%	7.178%

* Special financing up to 100% CLTV ONLY available with purchase of new construction home from Crestwood Communities (www.crestwoodcommunities.com)

2ND HELOC- 90% CLTV Term: 30 years Maximum Amount: $100,000
Rates	Points	APR
10.125%	1%	6.872%

Conf 10/1 Arm Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5.625%	2%	5.402%
5.875%	1%	5.476%

Conf 10/1 Arm I.O. Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5.875%	2%	5.891%
6.25%	1%	6.048%

Conf 40yr Fixed Term: 40 years Maximum Amount: $500,000
Rates	Points	APR
6.25%	2%	6.487%
6.5%	1%	6.656%

Conf 5/1 Arm Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5%	2%	5.01%
5.375%	1%	5.063%

Conf 5/1 Arm I.O. Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5.125%	2%	4.828%
5.625%	1%	4.93%

Conf 7/1 Arm Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5.375%	2%	5.048%
5.75%	1%	5.049%

Conf 7/1 Arm I.O. Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
5.5%	2%	4.974%
5.875%	1%	5.028%

Conf Fixed 30 yr Term: 30 years Maximum Amount: $500,000
Rates	Points	APR
6%	2%	6.274%
6.25%	1%	6.43%

Non Conf 5/1 Arm Term: 30 years Maximum Amount: $1,000,000
Rates	Points	APR
6.5%	2%	5.564%
6.875%	1%	5.619%

Non Conf 5/1 Arm I.O. Term: 30 years Maximum Amount: $1,000,000
Rates	Points	APR
6.5%	2%	5.564%
6.875%	1%	5.619%

Non Conf 7/1 Arm Term: 30 years Maximum Amount: $1,000,000
Rates	Points	APR
7.875%	1%	5.553%

Non Conf 7/1 Arm I.O. Term: 30 years Maximum Amount: $1,000,000
Rates	Points	APR
8%	1%	5.586%

Non Conf Fixed 30 yr Term: 30 years Maximum Amount: $1,000,000
Rates	Points	APR
6.125%	2%	6.36%
6.375%	1%	6.515%

These are just a few of the numerous products offered by CWD Mortgage. Please contact us for more information on these or any other products you feel would to best fit your individual needs.
Unless otherwise indicated, these APR calculations are based on the following: Conforming loans (whose maximum loan amount is below $417,000 for the contiguous states, District of Columbia, and Puerto Rico or below $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $333,700 with closing costs of $2,900. Jumbo Loans (whose maximum loan amount exceed $417,000 for the contiguous states, District of Columbia, and Puerto Rico or exceed $625,500 for Alaska, Guam, Hawaii and the Virgin Islands) are calculated based on a loan amount of $1,000,000 with closing costs of $4,500. Your actual APR may be different depending upon these factors.